Clegg, Rowen and Gidley quiz Brown

• Mr. Nick Clegg (Sheffield, Hallam) (LD): ' . . DOES he not understand the extreme danger to our democracy when people start feeling that there is simply no one in charge?'

I would like to add my own expressions of sympathy and condolence to the families of Fusilier Petero Suesue, Sapper Jordan Rossi, Lance Corporal Robert Richards, Lance Corporal Kieron Hill, Lance Corporal Nigel Moffett, Corporal Stephen Bolger, and the soldier from 2nd Battalion the Rifles who died yesterday. As has been said, they all served with great distinction and courage in Afghanistan. Of course, I would like to support the Prime Minister in his expressions of sympathy and condolence extended to the family and friends of Edwin Dyer.

We can now see that the Government are in total meltdown. The Prime Minister is thrashing around, fighting for his own political survival, but does he not understand the extreme danger to our democracy when people start feeling that there is simply no one in charge?

The Prime Minister: The dangers are when one does not deal with the problems that are before us. One of the problems is to deal with the expenses system in the House of Commons, and the second is to deal with the problems and challenges of the economy. I thought that the Liberal party would support us in the action that we are taking to help the unemployed, to help home owners, and to help small businesses, and I hope that the right hon. Gentleman will not join the other party in talking only about things other than policy. The country wants us to talk about what we are doing to help it.

• Mr. Clegg: The Prime Minister just does not get it. His Government are paralysed by indecision, crippled by in-fighting, and exhausted after 12 long years. It is a tragedy that exactly at a time when people need help and action, the country does not have a Government; it has a void. Labour is finished. Is it not obvious that the only choice now is between the Conservatives and the Liberal Democrats?

The Prime Minister: I seem to remember the Liberals saying that at every election that I have ever fought. The right hon. Gentleman is right to say that the country needs action, and the action is coming from this Government. If he will listen to what we are doing, I think that he will find it very difficult to oppose the measures that we are taking to help the car industry, to help the banks, to help the unemployed, and to help those people who are home owners. We are the party with the ideas about how to take this country out of recession; neither of the main Opposition parties has anything to offer us.

• . . Paul Rowen (Rochdale) (LD): With up to 50,000 home owners facing repossession this year, if the Government are doing so much to help them, why is it that only two people have been helped so far?

The Prime Minister: That is not correct. Thousands of people are being helped with the various schemes. The first is the mortgage income support scheme for people who are unemployed, which is now available for those with houses worth under £200,000, and large numbers of people are claiming that. The second is the moratorium that is available on people's building society and bank payments, which we negotiated with building societies. The third is the shared equity scheme, where we are prepared to buy a share of the house to help people move forward. Discussions on that are moving forward for large numbers of people. The fourth is the measures that we are taking to deal with the way in which the banks approach mortgages in the first place.

The recent report of the Council of Mortgage Lenders said that they expected repossessions to be far less than they had predicted, as a result of the action that we are taking. Any repossession is to be regretted. There are many circumstances in which repossessions happen-for example, if there is a family break-up which is nothing to do with the financial situation of an employee-but there are other situations where repossessions are caused by the lack of money. We are trying to help those people to maintain their mortgages and renegotiate them. I think the hon. Gentleman will find that no Government have done more to help mortgage payers to prevent repossessions. That is what a Labour Government are about. We will not walk by on the other side.

• . . Sandra Gidley (Romsey) (LD): Does the Prime Minister agree that it is wrong to build on grade 2 agricultural land? If so, will he change planning policy to prevent the waste of that precious resource and prevent also Conservative-controlled Test Valley borough council's disgraceful plan to build on fertile green fields?

The Prime Minister: The hon. Lady will have to write me about the individual instance of that council, but this Government's record is that we wish to build on brownfield not greenfield land.